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Cash And Margin Rates
Interest rates applied to account balances.
Effective January 29, 2025, CIBC Wood Gundy interest rates are as follows:
Credit Cash Balances
| Canadian Dollar |
U.S. Dollar | |
|---|---|---|
| $0.00 - $9,999 | 0.00% | 0.00% |
| $10,000 - $24,999 | 0.00% | 0.00% |
| $25,000 - $49,999 | 0.00% | 0.00% |
| $50,000 - $59,999 | 0.00% | 0.00% |
| $60,000 - $99,999 | 0.00% | 0.00% |
| $100,000 - $249,999 | 0.00% | 0.00% |
| $250,000 and over | 0.00% | 0.00% |
Debit Cash Balances
| Canadian Dollar |
U.S. Dollar | |
|---|---|---|
| $0.00 - $9,999 | 7.45% | 9.75% |
| $10,000 - $24,999 | 7.20% | 9.50% |
| $25,000 - $49,999 | 6.95% | 9.25% |
| $50,000 - $99,999 | 6.70% | 9.00% |
| $100,000 - $249,999 | 6.45% | 8.75% |
| $250,000 and over | 6.45% | 8.75% |
Registered Accounts
| Canadian Dollar |
U.S. Dollar | |
|---|---|---|
| All Credit Balances | 0.00% | 0.00% |
| All Debit Balances | 7.45% | 9.75% |
Special Products including AAA, Investment Consulting Services, Portfolio Partner and Advisor Managed Accounts
| Canadian Dollar |
U.S. Dollar | |
|---|---|---|
| All Credit Balances | 0.00% | 0.00% |
| All Debit Balances | 5.95% | 8.25% |
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