Choosing an Advisor

Building a Solid Relationship

Deciding to work with a CIBC Wood Gundy Investment Advisor could be the best choice you make where your financial future is concerned. While you're exploring a possible relationship with us, you will have (and should have) many questions about what we offer and stand for. Should you then opt to work with us, here's how to maximize the value we can bring:

Communicate Openly

Creating a positive relationship with us begins with being candid.

By law, your Investment Advisor must thoroughly assess your financial situation using a "Know Your Client" form. This information gathering tool is intended to ensure your advisor gets a true picture of your personal situation. If he or she only has a partial understanding, you'll only get a partial solution.

Share Key Information

We build our relationships based on trust. Your CIBC Wood Gundy Investment Advisor can do more for you if he or she can review key documents related to your financial life. By providing this information, you empower your advisor to address your investment goals and concerns. Use the checklist below to prepare for a discussion with your Investment Advisor: you'll have a more productive dialogue if you do so.

• Statements from current/past investments
• Tax returns for the previous one to five years
• Insurance policies (life, disability, critical illness)
• Pay stub for current and previous year
• Pension plan statement and/or plan document(s)
• Details of any major current/future debt obligation(s)
• Anticipated major milestones and purchases
• Significant inheritance and/or future Will provisions
• Sizeable charitable commitments to be addressed
• Particulars about property and/or other noteworthy assets
• Other relevant documents related to your financial condition

Use our Find An AdvisorOpens a new window in your browser. tool to locate a CIBC Wood Gundy Investment Advisor near you and take the first step to achieving the financial future you want.

There are occasions when "do-it-yourself" might work for you, but not necessarily with investing. To invest successfully, you need: 1) expertise and 2) time. Do you have them? Do you have the expertise to find, choose, and manage the right investment mix for your changing life? Can you make the time to do so? If you didn't answer "yes" to both questions, you'd benefit from having an investment professional at your side.

Expertise

An Investment Advisor will provide you with the expertise to sort through thousands of investments and help you create a portfolio that fits your time horizon, risk tolerance and goals. A CIBC Wood Gundy Investment Advisor will do so knowing our commitment is to make you the focus of everything we do.

Time

Maintaining an investment portfolio is time-consuming. You could take a "buy and ignore" approach. But very serious consequences could follow if you don't actively monitor and adjust it to changing conditions. A CIBC Wood Gundy Investment Advisor will make the time to build and nurture your portfolio, freeing you to focus on living your life.

Innovative and Effective Solutions

Beyond expertise and time, a CIBC Wood Gundy Investment Advisor will provide the insight and impartial advice that helps you make informed decisions about your assets – according to your priorities. He or she will provide you with innovative and effective solutions you could be overlooking because emotions tend to affect the way people deal with money matters.

Find an Advisor

Use our Find An AdvisorOpens a new window in your browser. tool to locate a CIBC Wood Gundy Investment Advisor near you and take the first step to achieving the financial future you want.

When you invest with CIBC Wood Gundy, you benefit from the integrated strengths of the company as a whole, as well as excellent offerings from outside ("third-party") organizations. This will provide you with seamless access to a broad array of financial solutions and support, including:

• Financial Planning
  For all purposes: retirement, education, major purchases, estate planning, or just peace of mind.
• Equities & Options
  Available for companies listed on Canadian, U.S. and International stock exchanges.
• Mutual Funds
  You can purchase mutual funds offered by CIBC and funds from reputable third-party sources.
• Fixed Income
  Bonds, GICs, T-Bills, medium term and structured notes, and other income bearing investments.
• Insurance
  All types to provide you with the complete spectrum required for life and wealth protection.
• Alternative Investments
  Hedge funds and private equities are available for those who meet the investing criteria.
• Combination Account
  Conveniently combine your banking account with your credit card and with your investments.
• Mortgage Referrals
  Your Investment Advisor can serve as an efficient link to arranging a mortgage from CIBC.
• Wrap Programs & Managed Money
  Wrap programs and discretionary investment management options from a variety of sources.
• Investment Loans
  Investments may be acquired on "margin" (by loan) where required conditions are met.
• Research & Reports
  From CIBC World Markets and CIBC Wood Gundy Private Client Investing.

In-depth Advice

Use our Find An AdvisorOpens a new window in your browser. tool to locate a CIBC Wood Gundy Investment Advisor near you and take the first step to achieving the financial future you want.